Loan payment calculator
Estimate monthly payment, total interest, total repayment and practical risk signals for a standard loan.
Loan cost calculator for Android
LoanRISK
A privacy-first Android calculator for consumer loans, payday loans, car finance, and mortgages — built to reveal total cost, interest, risk, and the effect of extra payments.
Local calculations. No lender connection. No financial advice.
A loan calculator, not a lender
LoanRISK is designed to make borrowing cost easier to understand before a user commits to a contract. It focuses on transparent arithmetic: payments, interest, fees, overpayment, and repayment time.
The app does not offer loans, does not connect users to lenders, does not perform credit checks, and does not replace independent financial advice. Its purpose is explanation, comparison, and risk awareness.
What LoanRISK is built around
The app keeps the calculations close to the user: clear inputs, plain-language warnings, and result cards that explain what the numbers mean.
Extra-payment simulation
Compare the baseline with a “pay more each month” scenario to see months saved and interest saved.
Payday loan reality check
Expose short-term fees, rollovers, late fees and simple annualized cost equivalents in a sober format.
Car loan calculator
Separate vehicle finance view for down payment, term, rate and total cost of the car loan.
Mortgage calculator
Long-term mortgage view with payment, total interest, total repayment and rate-sensitivity context.
Privacy-first defaults
Loan details are meant to stay local on the device; the app does not need an account to calculate scenarios.
Responsible financial framing
LoanRISK is an educational calculator. It is not a lender, broker, bank, credit bureau, or financial adviser. Always check the actual loan contract and local rules before making financial decisions.
Why this matters
A small monthly payment can hide a large total cost. LoanRISK tries to make that cost visible early, especially for high-interest and short-term borrowing where the headline number can be misleading.
A calm GLERUS-style utility
The visual direction follows the newer GLERUS product pages: restrained, readable and practical. LoanRISK belongs beside LotteryRISK as a sober calculator for real-life risk rather than hype.
Also from GLERUS
Explore our other Android projects: Le Grand Trictrac, Orb Escape, and LotteryRISK.